Open an RBC InvestEase Account Online Today and Enjoy 6 Months of No Management Fees

Focus on Life While We Focus on Your Investments

Save time and put your money to work with a diversified investment portfolio and a dedicated team to manage it and support you. Simply open your account, make deposits and track your progress online!

Get a diversified ETF portfolio aligned to your goals.

Your portfolio is built with a mix of exchange-traded funds (ETFs) and cash to meet your needs and risk profile—from very conservative to aggressive growth.

Keep your investments on track—without the work.

To help keep your portfolio in line with your goals and the level of risk you’re comfortable with, we monitor your investments daily and adjust as needed.

Benefit from personalized advice when you need it.

Have a question about your portfolio, the markets or something else? Talk to a Portfolio Advisor anytime you want—just send us an email or give us a call.

Invest more of your money with a low fee.

After 6 months of no management fees^1,2, enjoy the same level of investment service and advice for a low 0.5% annual management fee³.

Feel confident in our track record of performance.

Invest knowing our ETF portfolios have a strong track record.⁴

Check your progress online and on-the-go anytime.

Easily track your investments or add money anytime online. Plus, access your account in the RBC Mobile⁵ app.

Our Track Record Says It All…

View the returns that our diversified ETF portfolios have delivered to clients over the years.⁵

Standard Portfolios
Responsible Investing Portfolios

Standard Portfolios

Responsive Table
Portfolio Type	Year to Date	1 Year	3 Year	5 Year	Inception^**
Very Conservative	7.16%	7.16%	1.53%	3.01%	3.43%
Conservative	9.87%	9.87%	2.92%	4.62%	4.77%
Balanced	13.84%	13.84%	4.53%	6.71%	6.59%
Growth	16.74%	16.74%	5.94%	8.19%	7.74%
Aggressive Growth	22.96%	22.96%	8.81%	10.96%	9.88%

This chart represents annualized returns that do not account for taxes and trading costs.

All returns are gross of fees, hypothetical, and as of December 31, 2024

^**Standard Portfolios Inception Date: January 1, 2018.

Responsible Investing Portfolios

Responsive Table
Portfolio	Year to Date	1 Year	3 Year	5 Year	Inception^**
Very Conservative	7.56%	7.56%	1.51%	2.97%	3.29%
Conservative	10.50%	10.50%	2.88%	4.61%	4.91%
Balanced	14.67%	14.67%	4.29%	6.63%	6.89%
Growth	17.60%	17.60%	5.59%	8.08%	8.28%
Aggressive Growth	23.23%	23.23%	8.11%	10.74%	10.83%

This chart represents annualized returns that do not account for taxes and trading costs.

All returns are gross of fees, hypothetical, and as of December 31, 2024

^**Responsible Investing Portfolios Inception Date: April 1, 2019.

Getting Started is Easy

Tell us about yourself. Answer a few simple questions so that we can offer you a portfolio that’s aligned to your investing goals, time frame and feelings about risk.

Choose your account type. You can hold your portfolio in a Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), First Home Savings Account (FHSA) or non-registered account, depending on your needs.

Let Us Keep You on Track. After you’ve opened your account and made your first deposit⁶, our Portfolio Advisors take care of buying and managing your investments for you, so you can focus on what matters most to you.

FAQs

How much do I need to invest with RBC InvestEase?

There is no minimum amount required to open an RBC InvestEase account. We’ll start investing in ETFs once your balance reaches $100 and will invest in a fully diversified portfolio when your balance reaches $1,500.

How do you determine the right portfolio for me?

Your portfolio will be determined by your responses to our online questionnaire, which will ask you about your goals, risk tolerance and investing time frame. It will include cash and ETFs to provide a well-diversified asset mix with fixed income and equities. Each of our portfolios come in two versions—Standard and Responsible Investing.

What is an exchange-traded fund (ETF)?

An ETF trades like a stock on an exchange. Similar to a mutual fund, an ETF lets you hold a variety of investments such as stocks or bonds and access a broad range of assets.

How do you keep my investments on track?

Over time, your investment portfolio may become unbalanced with too much of one asset and too little of another. Our Portfolio Advisors keep you on track by buying or selling the required ETF units to bring you back to your appropriate asset mix.

Open Your First RBC InvestEase Account by April 17, 2025 and Enjoy No Management Fees for 6 Months^Disclaimer1

Your promo code SA234 will be applied at the next screen^Disclaimer2.

Open an Account

RBC InvestEase Inc. is registered as a restricted portfolio manager in all provinces and territories in Canada, and provides access to model portfolios consisting of RBC iShares ETFs. Each model portfolio holds up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.

Other products and services may be offered by one or more separate corporate entities that are affiliated to RBC InvestEase Inc., including without limitation: Royal Bank of Canada, RBC Direct Investing Inc., RBC Dominion Securities Inc., RBC Global Asset Management Inc., Royal Trust Corporation of Canada and The Royal Trust Company. RBC InvestEase Inc. is a wholly-owned subsidiary of Royal Bank of Canada and uses the business name RBC InvestEase.

The services provided by RBC InvestEase are only available in Canada.

To take advantage of this offer you must not have held an RBC InvestEase account prior to January 7, 2025. This offer applies to your first RBC InvestEase account only. If you open an account between January 7, 2025 and April 17, 2025 using promo code SA234, you will not be charged the regular 0.5% management fee by RBC InvestEase for the first 6 months from the date of account opening. Standard RBC InvestEase pricing terms will apply to your account after 6 months. A weighted average management expense ratio will still apply to the ETFs held in our portfolios. To receive the offer, you must use the promo code SA234 when opening an account. The offer will not be automatically applied, and the offer will not be applied retroactively if you fail to use the promo code. For further information please refer to Pricing on rbcinvestease.com. This offer cannot be combined with any other offers. RBC InvestEase Inc. reserves the right to amend or withdraw this offer at its discretion at any time without notice.

To receive the offer, you must use promo code SA234 when opening an account, if not automatically applied when using the link above.

An annual investment management fee of 0.50% + HST is billed monthly, based on your account's average assets under management. In addition, a weighted average management expense ratio will also apply to the ETFs held in our portfolios. For further information please refer to Pricing on https://www.rbcinvestease.com/.

Past performance is not indicative of future performance, and there is no guarantee that you will receive a return on your investment in the future.

RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.

Your money will not be invested until your account balance reaches $100 or more. Small balances (less than $1,500) may be allocated to a Small Balance portfolio that invests in a limited selection of RBC iShares ETFs and/or cash. Our Small Balance portfolios follow similar risk profiles to our Standard Portfolios while investing in fewer RBC iShares ETFs.

Trailing returns as of December 31, 2024. The returns and performance information presented here does not reflect actual client portfolio or composite returns. The hypothetical performance information is presented to help illustrate the general performance of the investment strategy while removing variability that results from implementing the strategy at a particular client level. The information presented represents a hypothetical investment in the portfolio from the ‘Inception Date’ to December 31, 2024. The hypothetical performance produced is based on: 1) historical data relevant to the portfolio; 2) assumes daily rebalancing; 3) assumes reinvestment of distributions; 4) accounts for the management expense ratio being charged by the underlying ETFs in the portfolio, 5) excludes any trading and account related costs, and 6) excludes RBC IE 0.50% annual management fee and any applicable sales taxes. For this reason, there is no expectation that the model returns will perfectly replicate the actual performance of any client following the same portfolio strategy. For more information on the range of weighted-average management expense ratios applicable to the ETFs held in RBC IE portfolios, please refer to Pricing at https://www.rbcinvestease.com/. The rates of return indicated for each year in the period are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The rates of return for periods of less than one year are simple rates of return. Past performance is not indicative of any future returns, and returns are not guaranteed.