Limited-Time Offer
See where investing online with RBC can take you.
Get up to 500,000 Avion points* —that’s up to $10,000 in travel value!1
Plus, you can get $300 cash when you open your first RBC InvestEase account(s)2 and invest $15,000 or more.*
Offer ends March 3, 2025. Conditions apply.* Promo code:
Open Account
Invest without the Work & Get Advice If You Need It
Visit places on your bucket list, buy a home and more with a professionally-managed portfolio3 and personalized advice at RBC InvestEase. Open your first account(s)2 today to enjoy the offer below* and see how far your investments can take you.
$300 cash bonus*
You can give your new investment account a boost with a $300 cash bonus. Because every dollar counts.
How to Get this Offer
To get your Avion points and $300 cash:
-
Open one or more by March 3, 2025 using offer code .
-
Transfer or deposit C$15,000 or more from another not affiliated with RBC into your new eligible account(s) from by April 3, 2025.
-
Ensure you’re an Avion Rewards member by April 3, 2025. It’s free and easy to join!
-
Maintain at least C$15,000 in your new account(s) until October 3, 2025.
We’ll deposit your Avion points in your Avion Rewards account in November 2025. You’ll get 1 Avion point for every 2 Canadian dollars (or equivalent) of your net transferred assets as of October 3, 2025. (See points allocation below.)
You will receive your C$300 cash in November 2025 in the first eligible account that you opened.
| Your net transferred assets (CAD): | Avion points you will receive: |
|---|---|
| $15,000 | 7,500 |
| $100,000 | 50,000 |
| $250,000 | 125,000 |
| $1,000,000 | 500,000 |
Let Us Focus on Your Investments, So You Can Focus on Life
Simply open your account, make deposits and track your progress online.
Diversified portfolio for a smoother ride
Your portfolio is built with a mix of exchange-traded funds (ETFs) to align with your goals and help balance out the performance of different investments over time.
Dedicated team to manage your investments
Feel confident knowing we’re monitoring your investments and adjusting as needed to help keep your portfolio on track through changing markets.
Personalized advice and support if you need it
Call and talk to our team of Portfolio Advisors anytime you have a question or want to discuss your investments.
Simple dashboard to track your progress
Sign in to your dashboard or access your account in the RBC Mobile app† anytime you want to add money or see how your investments are doing.
Plus, keep more of your money with a low annual management fee of 0.5%.4
Our Track Record Says It All…
View the returns that our diversified ETF portfolios have delivered to clients over the years.5
Standard Portfolios
| Portfolio Type | Year to Date | 1 Year | 3 Year | 5 Year | Inception** |
|---|---|---|---|---|---|
| Very Conservative | 8.15% | 11.46% | 2.35% | 3.09% | 3.61% |
| Conservative | 10.98% | 14.36% | 3.82% | 4.77% | 4.98% |
| Balanced | 15.08% | 18.61% | 5.58% | 6.96% | 6.84% |
| Growth | 17.93% | 21.42% | 7.07% | 8.50% | 8.00% |
| Aggressive Growth | 24.08% | 27.57% | 10.14% | 11.39% | 10.15% |
This chart represents annualized returns that do not account for taxes and trading costs.
All returns are gross of fees, hypothetical, and as of November 30, 2024
**Standard Portfolios Inception Date: January 1, 2018.
Responsible Investing Portfolios
| Portfolio | Year to Date | 1 Year | 3 Year | 5 Year | Inception** |
|---|---|---|---|---|---|
| Very Conservative | 8.30% | 11.46% | 2.21% | 3.00% | 3.46% |
| Conservative | 11.27% | 14.46% | 3.64% | 4.68% | 5.11% |
| Balanced | 15.48% | 18.77% | 5.16% | 6.78% | 7.13% |
| Growth | 18.39% | 21.59% | 6.56% | 8.28% | 8.53% |
| Aggressive Growth | 24.37% | 27.45% | 9.41% | 11.09% | 11.17% |
This chart represents annualized returns that do not account for taxes and trading costs.
All returns are gross of fees, hypothetical, and as of November 30, 2024
**Responsible Investing Portfolios Inception Date: April 1, 2019.
Offer FAQs
To participate in this offer, you must:
- Be a new RBC InvestEase client (who has not had an RBC InvestEase account before December 4, 2024)
- Open one or more using offer code between December 4, 2024 and March 3, 2025, inclusive
- Be a Canadian resident and at least the age of majority in your province/territory when you open your eligible account(s)
To get the Avion points and $300 cash reward:
- Open one or more using offer code between December 4, 2024 and March 3, 2025, inclusive.
- Transfer or deposit a minimum of C$15,000 (or equivalent) in cash and/or securities from another financial institution into your new eligible account(s) by April 3, 2025, inclusive.
- If you are not an Avion Rewards member (Avion Elite or Avion Premium membership level), you must join Avion Rewards before April 3, 2025 to receive the Avion points. It’s free and easy to join!
- Maintain at least C$15,000 in your new RBC InvestEase account(s) until October 3, 2025, inclusive.
If you meet all the qualifying conditions of the offer:
- Your Avion points will be allocated to your Avion Rewards account during November 2025.
- You will receive the C$300 cash reward in November 2025. The cash reward will be deposited into the first eligible RBC InvestEase account that you opened under the offer.
We will reimburse up to C$200 in transfer fees when you transfer C$15,000 or more to RBC InvestEase.6
You can receive up to 500,000 Avion points. Specifically, you will receive 1 Avion point for every 2 Canadian dollars (or equivalent) of your net transferred assets, as determined on October 3, 2025.
For example:
| Your net transferred assets (CAD): | Avion points you will receive: |
|---|---|
| $15,000 | 7,500 |
| $100,000 | 50,000 |
| $250,000 | 125,000 |
| $1,000,000 | 500,000 |
You must be a member of the Avion Rewards program (Avion Elite or Avion Premium membership level) before April 3, 2025 to receive the Avion points. It’s free and easy to join!
To learn more about Avion Rewards and the value of your points, visit the Avion Rewards site.
If you have satisfied all of the conditions under the offer, you will receive the C$300 cash reward in November 2025. The cash reward will be deposited into the first eligible RBC Direct Investing account that you opened under the offer.
Under this offer, you could get between 7,500 - 500,000 Avion points.
If you qualify for the 500,000 Avion points, that is enough for you to take five round-trip flights from Canada or the U.S. to destinations in Asia, Australia, New Zealand, South Pacific, Middle East, Africa and South America!1
In general, you can use your Avion points to:
- Get gift cards and merchandise from thousands of brands
- Book flights, hotels and car rentals
- Pay down credit cards, loans, bills and more
To learn more about Avion Rewards and the value of your points, visit the Avion Rewards site.
Yes! You can take advantage of the offer from RBC InvestEase as well as the offer from RBC Direct Investing. Conditions apply.*
| Example | First eligible account(s) opened at: |
Funded with: (Fund by April 3, 2025, maintain until October 3, 2025) |
You could receive: |
|---|---|---|---|
| 1 |
RBC Direct Investing |
$15,000 |
7,500 Avion points + $300 + 50 commission-free trades |
|
RBC InvestEase |
$15,000 |
7,500 Avion points + $300 |
|
| Avion points and cash total: 15,000 Avion points + $600 | |||
| 2 |
RBC Direct Investing |
$100,000 |
50,000 Avion points + $300 + 50 commission-free trades |
|
RBC InvestEase |
$50,000 |
25,000 Avion points + $300 |
|
| Avion points and cash total: 75,000 Avion points + $600 | |||
| 3 |
RBC Direct Investing |
$1,000,000 |
500,000 Avion points + $300 + 50 commission-free trades |
|
RBC InvestEase |
$1,000,000 |
500,000 Avion points + $300 |
|
| Avion points and cash total: 1,000,000 Avion points + $600 | |||
Note: There is no minimum deposit required to receive the 50 commission-free trades.
If you have one of these credit card products plus an Avion Rewards eligible product, you will have access to the Avion Rewards program.
If you only have one of these credit cards and do not have an Avion Rewards eligible product, you will not have access to the Avion Rewards program. However, you will be able to access offers through the RBC Mobile† app and RBC Online Banking.
Get up to 500,000 Avion Points and $300 Cash*
when you open your first RBC InvestEase account(s)2 and invest $15,000 or more.
Offer expires March 3, 2025. Conditions apply.* Promo code:
Open an AccountRBC InvestEase is registered as a restricted portfolio manager in all provinces and territories in Canada and provides access to model portfolios consisting of RBC iShares ETFs. Each model portfolio holds up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada entered into a strategic alliance to bring together their respective ETF products under the RBC iShares brand, and to offer a unified distribution support and service model for RBC iShares ETFs.
The services provided by RBC InvestEase are only available in Canada.
Trademark(s) of Royal Bank of Canada. RBC and Royal Bank are registered trademarks of Royal Bank of Canada.
All other trademarks are the property of their respective owner(s).
RBC Mobile is operated by Royal Bank of Canada, RBC Direct Investing Inc. and RBC Dominion Securities Inc.
Under the RBC InvestEase ‘Winter 2025 Avion Points Plus’ Offer (the “Offer”), you could receive a C$300 Cash Reward (“Cash Reward”) and up to 500,000 Avion points (“Avion points”) if you are eligible to participate and satisfy certain qualifying criteria. To receive Avion points under this offer, you must be an Avion Rewards member by April 3, 2025. See more below.
To be eligible to participate in the Offer. You must –
- a) be a new RBC InvestEase client. A new client is a client that has not had an RBC InvestEase Account before December 4, 2024;
- b) open one or more eligible RBC InvestEase account(s) (“Eligible Account(s)”) using the Offer code () between December 4, 2024 and March 3, 2025, inclusive (the “Offer Period”); and
- c) be a Canadian resident and at least the age of majority in your province/territory at the time of opening the Eligible Account(s).
To qualify to receive a C$300 Cash Reward and up to 500,000 Avion points under the Offer:
- 1. Transfer or deposit a minimum of C$15,000 (Fifteen Thousand Canadian Dollars) from another financial institution not affiliated with RBC (“Transferred Assets”) into your new Eligible Account(s) by April 3, 2025 inclusive (the “Funding Deadline”) across all Eligible Account(s). Assets originating from an account affiliated with RBC or received in your Eligible Account(s) after April 3, 2025 do not qualify.
- 2. You must maintain at least the minimum amount of Transferred Assets in your Eligible Account(s) from April 3, 2025 until October 3, 2025 inclusive to receive a C$300 Cash Reward and Avion points under the Offer.
- 3. You must be member of the Avion Rewards program before April 3, 2025 to receive Avion points under this Offer. Avion Rewards members must be part of the Avion Elite or Avion Premium membership level. For more information on eligibility visit https://www.avionrewards.com/eligibility.html
- 4. The number of Avion points you will receive under this Offer is based on the Transferred Assets received into your Eligible Account(s), less any withdrawals from any Eligible Account(s) between December 4, 2024 and October 3, 2025 (“Net Transferred Assets”).
- 5. You will receive 1 Avion Point for every 2 Canadian Dollars (or the equivalent thereof) of your Net Transferred Assets, as determined on October 3, 2025. The maximum number of Avion points that you can receive under this offer is 500,000 Avion points.
- 6. The Cash Reward and Avion points will be distributed during November 2025.
This Offer cannot be combined with any other RBC InvestEase offer or promotion, is non-transferrable, and cannot be applied retroactively. Rewards available under the Offer will only be granted to a client once. This Offer may be modified, restricted, withdrawn or extended at any time without notice at the sole discretion of RBC InvestEase and is subject to the full terms and conditions of the Offer.
The Travel Value of $10,000 is based on an Air Travel Redemption from the Air Travel Redemption Schedule that is only available to Avion Elite Members. Air Travel Reward redemptions from the Air Travel Redemption Schedule start at 15,000 Avion points for a round trip short-haul flight within or to an adjacent province/territory or within or to an adjacent U.S. State with a maximum ticket price of $350. All applicable taxes, service fees and surcharges are the responsibility of the traveller.
All Avion Rewards members with the exception of Personal ION Accounts, Avion Rewards Core Product Accounts and Avion Select members may redeem Points for an RBC Travel Reward at the rate of 100 Points per $1.00 CAD to pay for all or part of your booking, including associated taxes and fees. A minimum of 1,000 Points must be redeemed. A service charge and other conditions may apply.
If you have a Personal ION Account or an Avion Rewards Core Product Account, you may redeem your Points for an RBC Travel Reward at the rate of 100 Points per $0.58 CAD to pay for all or part of your booking, including associated taxes and fees. A minimum of 2,500 Points must be redeemed. A service charge and other conditions may apply. Please refer to the Avion Rewards Terms and Conditions for a list of eligible products and respective travel redemption rates. Redemption rates vary depending on redemption category. For general redemption terms, conditions and restrictions that apply to the Avion Rewards program, please visit avionrewards.com or call 1-800 ROYAL 1-2 (1-800-769-2512.
Eligible Account(s) under the RBC InvestEase Winter 2025 Avion Points Plus Offer include:
- Tax-Free Savings Account (TFSA) (single account holder)
- Registered Retirement Savings Plan (RRSP) (single account holder)
- First Home Savings Account (FHSA) (single account holder)
- Non-Registered Savings Account (single account holder)
All portfolios have been developed by RBC InvestEase Inc. ("RBC InvestEase"). The portfolios include RBC iShares ETFs, with each model portfolio holding up to 100% of RBC iShares ETFs. RBC iShares ETFs are comprised of RBC ETFs managed by RBC Global Asset Management Inc. (RBC GAM) and iShares ETFs managed by BlackRock Canada Limited (BlackRock Canada). RBC GAM and BlackRock Canada have entered into a strategic alliance to bring together their respective ETF products under the RBC iShares ETF brand, and to offer a unified distribution support and service model for RBC iShares ETFs. As such, the RBC iShares ETFs are related or connected issuers of RBC InvestEase.
An annual investment management fee of 0.50% + HST (billed monthly, based on your account’s average Assets Under Management) will be charged. In addition, a weighted average management expense ratio will also apply to the ETFs held in our portfolios. For further information please refer to Pricing on https://www.rbcinvestease.com/.
Trailing returns as of November 30, 2024. The returns and performance information presented here does not reflect actual client portfolio or composite returns. The hypothetical performance information is presented to help illustrate the general performance of the investment strategy while removing variability that results from implementing the strategy at a particular client level. The information presented represents a hypothetical investment in the portfolio from the ‘Inception Date’ to September 30, 2024. The hypothetical performance produced is based on: 1) historical data relevant to the portfolio; 2) assumes daily rebalancing; 3) assumes reinvestment of distributions; 4) accounts for the management expense ratio being charged by the underlying ETFs in the portfolio, 5) excludes any trading and account related costs, and 6) excludes RBC IE 0.50% annual management fee and any applicable sales taxes. For this reason, there is no expectation that the model returns will perfectly replicate the actual performance of any client following the same portfolio strategy. For more information on the range of weighted-average management expense ratios applicable to the ETFs held in RBC IE portfolios, please refer to Pricing at https://www.rbcinvestease.com/. The rates of return indicated for each year in the period are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. The rates of return for periods of less than one year are simple rates of return. Past performance is not indicative of any future returns, and returns are not guaranteed.
Up to C$200 in transfer fees will be covered when you transfer C$15,000 or more from an investment account held outside RBC to RBC InvestEase. To be eligible for reimbursement, clients must provide proof of transfer fee payment by e-mailing RBC InvestEase at questions@rbcinvestease.com within three months of transfer. For more details, please call 1-800-769-2531 to speak with an RBC InvestEase Portfolio Advisor.